Finance that recycles
Rural Finance & Revolving Funds
Loans that recycle and keep the money inside the community.
Development challenge
Smallholders and rural enterprises lack timely working capital for inputs, aggregation, storage and enterprise start-up.
HDIC approach
HDIC capitalises revolving funds attached to each Rural Industrial Node, disbursing input finance, equipment leases and enterprise loans that repay through offtake.
Key interventions
- ◆Seasonal input finance
- ◆Equipment leasing
- ◆Enterprise start-up loans
- ◆Digital repayment tracking
Expected outcomes
- ◆Timely inputs at scale
- ◆Higher farmer participation
- ◆Capital recycling inside communities